Guide to Invest

Small steps add up
to big goals

Objectively guiding clients toward their goals — it’s what we’ve done since 2005 and what we pride ourselves on today. Here is everything you need to start investing in the Bangladesh stock market.

Guide to investing with Mika Securities

Investing to grow your wealth
Why invest?

Why you should invest

The most effective way to grow your financial wealth is to invest your money. Investing smartly can give you significantly higher returns than inflation — so your savings keep their value and grow over time.

  • Grow your own income source
  • Save for your retirement
  • Earn higher returns
  • Reach your financial goals
  • Start and expand your business
  • Reduce your income tax

Learn about investment

What is investing?

Investing is buying assets that increase in value over time and provide income or capital gains over that period. Here are a few words you’ll hear often when you start.

Have any questions? Call us+880 1730-062188
BO account — your Beneficiary Owner account at CDBL, where your shares are held in your name.
Broker (TREC holder) — a DSE member that places your buy and sell orders. Mika Securities is TREC No. 215.
IPO — a company’s first sale of shares to the public, which you can apply for from the app.

Beginner’s guide

Curious how to invest in the stock market as a beginner?

Here are the key steps — from opening your account to completing your first trade.

Open a BO account

To enter the market you need your own BO (Beneficiary Owner) account and a trading account. Link it to your existing bank account for seamless transactions. With Mika it’s 100% online, with a one-time fee of ৳150.

Open online →

Activate your account

Fund your trading account by bank transfer, cheque, cash deposit or bKash, then log in to the Amar Biniyog app to start trading.

How to deposit →

Analyse

Choose the shares you wish to buy or sell. To buy, make sure you have enough funds in your account. To sell, make sure you hold the right number of shares.

Our research →

Decide

Decide the price at which you want to buy or sell and place your order. It is matched when a buyer or seller accepts that price.

Execute

Once your order is matched, the trade is settled: shares arrive in your BO account when you buy, and money in your trading account when you sell.

Before you invest

Six habits of smart investors

🎯Set a goal

Know what you’re investing for — a home, retirement or education — and for how long.

⏳Think long term

Markets rise and fall. Time in the market usually matters more than timing the market.

🧺Diversify

Spread your money across several companies and sectors instead of one stock.

📊Rely on research

Look at earnings, P/E ratios and company news — not rumours or tips from social media.

💰Invest what you can leave

Use money you won’t need in the short term, and keep an emergency fund aside.

🤝Ask an expert

Our traders at 26 offices nationwide are happy to guide you through your first trades.

⚠️ Investment in the capital market carries risk. Share prices can fall as well as rise, and past performance does not guarantee future returns.

FAQ

Beginner questions

How much money do I need to start?

You can start with any amount. For a practical start, we recommend at least ৳30,000. See our pricing for fees and commission.

What do I need to open a BO account?

Your NID, a photo and your bank account details. The whole application is online, with a one-time fee of ৳150. Start here.

Are there yearly charges?

Yes — a regulatory BO maintenance fee of ৳150 per year, payable by 30 June. Brokerage commission is charged only when you trade.

Can I invest if I live abroad?

Yes. Non-Resident Bangladeshis and foreign investors can open accounts with us. See NRB Invest or Foreign Invest.

Can I get help placing my first trade?

Of course. Call our hotline on +880 1730-062188, message us on WhatsApp, or visit any of our 26 offices.

Let’s start the journey together.

For this extraordinary journey, we want to be your proud mentor. Open your BO account online in minutes.

Hotline +880 1730-062188 · WhatsApp · info@mikasecurities.net